Drop in your bills.
AI keeps the books.
You just check.
Upload PDFs, phone photos or a whole quarter in one ZIP. AI reads every bill, picks the expense account and the VAT, and your VAT return, payroll and tax forms fill themselves in, ready for Tax For All. No accounting knowledge needed. From €16/month.
Read from the bill Checked
VAT return, Q3 2026 Ready to file
Hundreds of bills in. Correct entries out. You stay in control.
The slow part of bookkeeping is typing bills in and deciding where each one goes. VATcube Accounts hands that to AI, checks every figure it gives, and shows you the result to approve.
Drop it in
Upload PDFs or phone photos, a ZIP of up to 300 bills, or forward them by email to your receipts inbox.
AI reads and sorts
Supplier, VAT number, number, dates, totals and the VAT at each rate, then the right expense account from your own chart.
You approve
Bills that pass every check are marked Ready: create them all in one click. Anything doubtful is shown to you with the reason.
Bills read this month · example
50, 200 or 600 pages a month are included, depending on the plan. Beyond that, € 0.08 a page before VAT.
Get your evenings back
Typing a bill in by hand, splitting the VAT and choosing the account takes a few minutes. Checking one the AI has read takes seconds. Move the slider to your own number of bills.
An estimate, with about 4 minutes to type a bill in by hand and about 30 seconds to check one the AI has read. Your own times may differ.
You do not need to be an accountant
VATcube Accounts is built for the people who run the company, not for bookkeepers. You work with bills, invoices and bank lines; the accounting happens underneath.
Plain English, no jargon
No debits and credits, no ledgers to learn. Every screen says what it is for and when to use it, and any accounting word comes with a short explanation.
The VAT is worked out for you
The right VAT code is picked from what the bill shows, and the VAT4 boxes fill themselves in.
Never miss a deadline
Reminders before every VAT, VIES, IR7, social insurance and tax deadline that applies to you.
Mistakes are hard to make
Nothing is posted until you confirm it, every figure is checked first, and every import can be undone. A filed period is locked so it cannot change by accident.
Guided from day one
Set up in an afternoon: the accounts, VAT codes and invoice design are ready for Cyprus.
Ready for your auditor
Hand over the report pack and Excel exports: complete books make the yearly audit faster and cheaper.
From the first invoice to the year-end close
Everything a Cyprus company does every month, in one place, with AI doing the typing and every screen in plain words.
VAT and VIES
The VAT4 return and the VIES statement worked out from every posted document.
- Box by box, with the invoices behind each
- Lock the period once filed
- Excel workings for your records
Payroll
Monthly payroll with payslips, PAYE, social insurance and GHS.
- IR7 and social insurance statement
- IR63 certificates at year end
- Posted to the books for you
Deadlines
Every obligation that applies to your company, with reminders before it is due.
- VAT, VIES, IR7, social insurance
- TD4, TD6, HE32, levy
Invoices
Professional invoices with your logo, emailed with a link to pay by card.
- Credit notes
- Automatic payment reminders
- E-invoices (UBL) for EU clients
Bills read by AI
Upload PDFs, photos or a ZIP, or forward them to your receipts inbox. AI reads them and picks the account.
- Hundreds at once, checked in bulk
- Expense claims for staff
- VAT split by rate automatically
Bank matching
Import the statement from online banking and match each line in a click. The layout of your bank's export is remembered.
- Suggested matches
- Any bank's CSV export
- SEPA payment runs (Pro)
Tax forms
TD4, TD6, TD603 and HE32 filled in from the books, exported to Excel or PDF.
- Corporation tax computation
- Mark as filed with the reference
Reports in one click
Profit and loss, balance sheet, VAT, aged debts and cash flow in one report pack, as PDF or Excel. Budgets and a monthly management pack too.
- Year-end close in steps
- Cash flow forecast (Pro)
Up and running in an afternoon
No installation. Each company gets its own books, set up for Cyprus, and every import can be checked before it is saved.
Sign up and set the essentials
Tell us what the company does and where it banks. The accounts, VAT codes and invoice template are set up for you.
Bring in what you have
Opening balances, clients, past invoices and bank statements from Excel or PDF. Nothing is saved until you confirm, and every import can be undone.
Let AI do the typing, then file
Drop in your bills, send invoices, match the bank. When a deadline comes, open the form: it is already filled in from your books.
Do the bookkeeping yourself and keep the fee
Typical fees in Cyprus for having the books, VAT returns and payroll done for you, against a year of VATcube Accounts.
| Spreadsheets | An outside bookkeeper | VATcube Accounts | |
|---|---|---|---|
| Typing bills in | You, by hand | Done for you, for a fee | AI reads them, you check |
| The VAT return | Worked out by hand | Done for you, for a fee | Fills itself in |
| Your figures | As up to date as your last evening | When the bookkeeper sends them | Live, any time |
| Payroll, IR7 and social insurance | By hand | A fee per employee | Included |
| A year | Your time | € 1,400 to € 3,700 | € 290 (Business) |
Market ranges published for 2026; your own quotes may differ. Cyprus companies still need their annual accounts audited, or reviewed when small, by a registered auditor. Clean, complete books make that quicker and cheaper.
One price a month. No set-up fees.
Every plan has the full Cyprus core. Pick the size that fits; change plan any time.
Starter
- 2 people can sign in
- Without payroll
- 50 AI pages a month, then € 0.08
- Invoices and credit notes
- Expenses, PDF and scanned bills
- Bank import and matching
- VAT4, VIES, TD4, TD6, HE32
- Deadlines and payment reminders
- Reports and year-end close
- Email support, within 2 working days
Business
- 5 people can sign in
- Payroll for 5 employees
- 200 AI pages a month, then € 0.08
- Everything in Starter
- Payroll with IR7, social insurance, IR63
- Card payments on your invoices
- Receipts inbox and expense claims
- Dividends and TD603 defence
- Fixed assets, budgets, management pack
- E-invoices (UBL) for EU clients
- Email support, next working day
Pro
- 15 people can sign in
- Payroll for 25 employees
- 600 AI pages a month, then € 0.08
- Everything in Business
- 13-week cash flow forecast
- SEPA payment runs to suppliers
- Payroll for a team of up to 25
- Room for 15 people across the company
- 600 AI pages: about 300 scanned bills a month
- Priority support, same working day
Prices in EUR, before 19% VAT. Pages read by AI beyond the plan: € 0.08 each. No set-up fees, no other extras.
Everything in each plan, side by side
| Feature | Starter€16/month Choose | Business€29/month Choose | Pro€49/month Choose |
|---|---|---|---|
| What the plan includes | |||
| People who can sign in | 2 | 5 | 15 |
| Employees on payroll | 5 | 25 | |
| Pages read by AI each month | 50 | 200 | 600 |
| Pages beyond the plan | € 0.08 a page | € 0.08 a page | € 0.08 a page |
| Invoices, clients, suppliers, bank accounts | Unlimited | Unlimited | Unlimited |
| Years of history kept | All | All | All |
| Sales | |||
| Sales invoices and credit notes | |||
| Your logo and invoice templates | |||
| Bank accounts in other currencies | |||
| Automatic payment reminders and credit control | |||
| Card payments from the invoice email | |||
| E-invoices (UBL, Peppol) for EU clients | |||
| Expenses and bank | |||
| Expense invoices and receipts | |||
| PDF bills read automatically | |||
| Scanned bills read by AI | |||
| Receipts inbox: forward bills by email | |||
| Expense claims for staff | |||
| Bank statement import and matching | |||
| SEPA payment runs to suppliers | |||
| VAT and tax in Cyprus | |||
| VAT return (VAT4), box by box | |||
| VIES statement (VAT 42) | |||
| TD4 (IR4) corporation tax and TD6 provisional tax | |||
| HE32 annual return | |||
| Deadlines calendar with reminders | |||
| Dividends, defence contribution (TD603), shareholders | |||
| Payroll | |||
| Monthly payroll and payslips | |||
| IR7, social insurance and GHS | |||
| IR63 certificates at year end | |||
| Reports and planning | |||
| Profit and loss, balance sheet, trial balance, ledgers | |||
| Year-end close | |||
| Fixed assets and depreciation | |||
| Budgets against actual | |||
| Monthly management pack by email | |||
| 13-week cash flow forecast | |||
| Security and support | |||
| Two-factor sign-in, roles and permissions | |||
| Encrypted backups | |||
| Imports from Excel with templates | |||
| Export everything to Excel | |||
| Support | Email, within 2 working days | Email, next working day | Priority, same working day |
Before you start
Who can use VATcube Accounts?
Companies and freelancers registered in Cyprus. The books, the VAT return, payroll and the tax forms are the Cyprus ones, so a business registered in another country cannot sign up.
Do I need to know accounting?
No. You enter invoices, bills and bank lines the way you see them; the double entry, VAT boxes and tax computations are worked out for you. Every screen explains what it is for and when to use it, and accounting words carry a short explanation.
Do I still need an accountant or an auditor?
You no longer need someone to keep the books, prepare the VAT returns or run payroll. Cyprus companies still need their annual financial statements audited, or reviewed when small, by a registered auditor; with complete books in VATcube Accounts that job is faster and usually cheaper.
Does it file on Tax For All for me?
Not directly. Each return and form is filled in from your books, box by box, and exported to Excel or PDF; you type the figures into Tax For All or the Social Insurance portal, then mark it as filed with the reference you receive.
How does the free trial work?
You get 7 days of the plan you choose, with no card. Add a card before the trial ends to carry on; if you do not, the books become read-only and nothing is deleted.
What do I receive when I pay?
A tax invoice and a receipt for every payment, by email as PDF files, with the VAT shown. They are also kept on My company, Subscription, ready for your own books.
What if a payment fails?
Your books become read-only until it is paid: you can still open and export everything, nothing is deleted. You get an email with a link to pay with the same card or another one, and everything opens again at once.
Can I change plan or cancel?
Yes, any time, from My company, Subscription. A change is charged or credited for the days left; a cancellation takes effect at the end of the period, and your books stay readable and exportable.
How much do I save paying yearly?
Paying yearly costs 17% less than twelve monthly payments: Starter € 160 instead of € 192, Business € 290 instead of € 348, Pro € 490 instead of € 588, before VAT.
How accurate is the AI, and what if it gets something wrong?
The AI reads the bill, then every figure it gives is checked: net plus VAT must make the total, the VAT must fit its code, and a bill already in the books is caught. Anything doubtful is shown to you with the reason, and nothing is posted until you confirm it. When you correct an account, the same supplier goes there every time after.
How is reading with AI charged?
Every plan includes pages read by AI each month. Beyond that, each page costs EUR 0.08 before VAT, added to the next invoice.
Can I switch the AI off?
Yes, on My company, AI usage. Text PDFs are then read on our server for free, and scans and photos are typed in by hand.
Can I bring my past years in?
Yes. Opening balances, clients and suppliers, past invoices, payroll employees, prior-year audited accounts and VAT returns can all be imported from Excel, with a template for each.
Is my data safe?
Each company has its own database. Sign-in supports two-factor authentication, backups are encrypted, and only the cookies needed to sign in are used. You can export your books at any time.